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Scottsdale
AZ
Average Sales Price
$1,580,343
Median Sales Price
$945,179
Population
273,228
Total Listings
2,450
Demographics
Data provided by Attom Data
Population
Employment
Population
273.2K
273.2K in 2020
Density
784
per square mile
Households
123.3K
22 With Children
Gender
47% / 53%
Men Vs Women
Occupancy
67% / 33%
Owned Vs Rented
Age Median: -- Years
No Data
Education Level
No Data
Educational Environment
Elementary Schools (62)Middle Schools (37)High Schools (28)
Name
Category
Grades
Library
Ratio
10/10
Basis Scottsdale
11440 N 136th St, Scottsdale, AZ 85259
Public
5 - 12
No
STUDENTS/TEACHERS
10/10
Cheyenne Traditional Elementary School
13636 N 100th St, Scottsdale, AZ 85260
Public
KG - 8
No
24:1 STUDENTS/TEACHERS
10/10
Sequoya Elementary School
11808 N 64th St, Scottsdale, AZ 85254
Public
KG - 5
No
19:1 STUDENTS/TEACHERS
10/10
Grayhawk Elementary School
7525 E Grayhawk Dr, Scottsdale, AZ 85255
Public
PK - 6
No
18:1 STUDENTS/TEACHERS
10/10
Sonoran Sky Elementary School
12990 N 75th St, Scottsdale, AZ 85260
Public
KG - 6
No
19:1 STUDENTS/TEACHERS
10/10
Cochise Elementary School
9451 N 84th St, Scottsdale, AZ 85258
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
10/10
North Ranch Elementary School
16406 N 61st Pl, Scottsdale, AZ 85254
Public
KG - 6
No
17:1 STUDENTS/TEACHERS
10/10
Desert Canyon Elementary School
10203 East Mcdowell Mountain R, Scottsdale, AZ 85255
Public
KG - 5
No
17:1 STUDENTS/TEACHERS
10/10
Anasazi Elementary School
12121 N 124th St, Scottsdale, AZ 85259
Public
PK - 5
No
20:1 STUDENTS/TEACHERS
9/10
Foothills Academy
7191 E Ashler Hills Dr, Scottsdale, AZ 85266
Public
KG - 12
No
STUDENTS/TEACHERS
9/10
Copper Ridge Elementary School
10101 East Thompson Peak Parkw, Scottsdale, AZ 85255
Public
PK - 8
No
20:1 STUDENTS/TEACHERS
9/10
Sandpiper Elementary School
6724 E Hearn Rd, Scottsdale, AZ 85254
Public
KG - 6
No
17:1 STUDENTS/TEACHERS
9/10
Black Mountain Elementary School
33606 N 60th St, Scottsdale, AZ 85266
Public
KG - 6
No
19:1 STUDENTS/TEACHERS
9/10
Pinnacle Peak Elementary School
7690 E Williams Dr, Scottsdale, AZ 85255
Public
KG - 6
No
19:1 STUDENTS/TEACHERS
9/10
Laguna Elementary School
10475 E Lakeview Dr, Scottsdale, AZ 85258
Public
PK - 5
No
17:1 STUDENTS/TEACHERS
9/10
Desert Shadows Elementary School
5902 E Sweetwater Ave, Scottsdale, AZ 85254
Public
PK - 6
No
18:1 STUDENTS/TEACHERS
9/10
Pueblo Elementary School
6320 N 82nd St, Scottsdale, AZ 85250
Public
PK - 6
No
17:1 STUDENTS/TEACHERS
9/10
Desert Springs Preparatory Elementary School
6010 E Acoma Dr, Scottsdale, AZ 85254
Public
KG - 6
No
15:1 STUDENTS/TEACHERS
9/10
Redfield Elementary School
9181 E Redfield Rd, Scottsdale, AZ 85260
Public
PK - 6
No
18:1 STUDENTS/TEACHERS
9/10
Copper Canyon Elementary School
17650 N 54th St, Scottsdale, AZ 85254
Public
PK - 6
No
20:1 STUDENTS/TEACHERS
8/10
Great Hearts Academies - Scottsdale Preparatory
7496 E Tierra Buena Ln, Scottsdale, AZ 85260
Public
5 - 12
No
STUDENTS/TEACHERS
8/10
Freedom Academy
15014 N 56th St, Scottsdale, AZ 85254
Public
KG - 8
No
STUDENTS/TEACHERS
8/10
Pima Elementary School
8330 E Osborn Rd, Scottsdale, AZ 85251
Public
PK - 6
No
18:1 STUDENTS/TEACHERS
8/10
Hohokam Traditional School
8451 E Oak St, Scottsdale, AZ 85257
Public
PK - 6
No
13:1 STUDENTS/TEACHERS
8/10
Liberty Elementary School
5125 E Marilyn Rd, Scottsdale, AZ 85254
Public
PK - 6
No
20:1 STUDENTS/TEACHERS
6/10
Desert Sun Academy
27880 North 64th St, Scottsdale, AZ 85266
Public
KG - 6
No
17:1 STUDENTS/TEACHERS
6/10
Navajo Elementary School
4525 N Granite Reef Rd, Scottsdale, AZ 85251
Public
PK - 6
No
13:1 STUDENTS/TEACHERS
5/10
Arcadia Neighborhood Learning Center
4330 N 62nd St, Scottsdale, AZ 85251
Public
KG - 8
No
19:1 STUDENTS/TEACHERS
5/10
Scottsdale Online Learning
7601 East Oak St, Scottsdale, AZ 85257
Public
KG - 12
No
12:1 STUDENTS/TEACHERS
5/10
Yavapai Elementary School
701 N Miller Rd, Scottsdale, AZ 85257
Public
PK - 6
No
15:1 STUDENTS/TEACHERS
3/10
Tonalea Elementary School
6801 E Oak St, Scottsdale, AZ 85257
Public
PK - 6
No
13:1 STUDENTS/TEACHERS
1/10
Hirsch Academy a Challenge Foundation
6536 E Osborn Rd, Scottsdale, AZ 85251
Public
KG - 3
No
STUDENTS/TEACHERS
0/10
Salt River Elementary School
10000 E Mcdowell Rd, Scottsdale, AZ 85256
Public
KG - 6
No
STUDENTS/TEACHERS
0/10
Early Childhood Campus - Cholla
11130 E Cholla St, Scottsdale, AZ 85259
Public
PK - KG
No
6:1 STUDENTS/TEACHERS
0/10
Desert Sky Montessori
12850 N Scottsdale Rd, Scottsdale, AZ 85254
Private
PK - KG
No
2:1 STUDENTS/TEACHERS
0/10
Rancho Solano Preparatory Schools-Greenway Campus
5656 E Greenway Rd, Scottsdale, AZ 85254
Private
PK - 5
Yes
11:1 STUDENTS/TEACHERS
0/10
Camelback Desert School
9606 E Kalil Dr, Scottsdale, AZ 85260
Private
PK - 5
Yes
7:1 STUDENTS/TEACHERS
0/10
Our Lady of Perpetual Help School
3801 N Miller Rd, Scottsdale, AZ 85251
Private
KG - 8
Yes
17:1 STUDENTS/TEACHERS
0/10
Devereux
6436 E Sweetwater Ave, Scottsdale, AZ 85254
Private
1 - 12
No
10:1 STUDENTS/TEACHERS
0/10
International School of Arizona
9128 E San Salvador Dr Ste 100, Scottsdale, AZ 85258
Private
PK - 7
Yes
10:1 STUDENTS/TEACHERS
0/10
Arizona International Academy
12430 N Scottsdale Rd, Scottsdale, AZ 85254
Private
4 - 9
Yes
6:1 STUDENTS/TEACHERS
0/10
Bella Vista College Prepratory School
33401 N. 56th St., Scottsdale, AZ 85266
Private
4 - 12
Yes
10:1 STUDENTS/TEACHERS
0/10
Pardes Jewish Day School
12753 N Scottsdale Rd, Scottsdale, AZ 85254
Private
KG - 8
Yes
8:1 STUDENTS/TEACHERS
0/10
Scottsdale Child Care & Learning Center -Kierland
6440 E Greenway Pkwy, Scottsdale, AZ 85254
Private
PK - TKG
Yes
24:1 STUDENTS/TEACHERS
0/10
The Scottsdale School
14684 N Wright Blvd, Scottsdale, AZ 85260
Private
PK - KG
Yes
16:1 STUDENTS/TEACHERS
0/10
Gateway Academy
9659 N Hayden Rd, Scottsdale, AZ 85258
Private
1 - 12
Yes
4:1 STUDENTS/TEACHERS
0/10
Shalom Montessori
7300 N Via Paseo Del Sur, Scottsdale, AZ 85258
Private
PK - 5
Yes
3:1 STUDENTS/TEACHERS
0/10
New Covenant Lutheran Church Children's Ministry C
15152 N Wright Blvd, Scottsdale, AZ 85260
Private
PK - KG
No
6:1 STUDENTS/TEACHERS
0/10
Blessed Sacrament Preschool & Kindergarten
11300 N 64th St, Scottsdale, AZ 85254
Private
PK - TKG
Yes
3:1 STUDENTS/TEACHERS
0/10
El Dorado Private School
20624 N 76th St, Scottsdale, AZ 85255
Private
PK - 8
Yes
5:1 STUDENTS/TEACHERS
0/10
Goretti Preschool and Kindergarten
6261 N Granite Reef Rd, Scottsdale, AZ 85250
Private
PK - KG
Yes
2:1 STUDENTS/TEACHERS
0/10
Thunderbird Christian Elementary School
7440 E Sutton Dr, Scottsdale, AZ 85260
Private
KG - 8
Yes
13:1 STUDENTS/TEACHERS
0/10
Shepherd of the Desert Lutheran School
9590 E Shea Blvd, Scottsdale, AZ 85260
Private
PK - 8
Yes
10:1 STUDENTS/TEACHERS
0/10
Mission Montessori Academy
12990 E Shea Blvd, Scottsdale, AZ 85259
Public
KG - 8
No
STUDENTS/TEACHERS
0/10
Integrity Education Centre
7425 E Culver St, Scottsdale, AZ 85257
Public
KG - 12
No
STUDENTS/TEACHERS
0/10
Freedom Academy North
28700 N Pima Rd, Scottsdale, AZ 85266
Public
KG - 8
No
STUDENTS/TEACHERS
0/10
Great Hearts Academies - Archway Scottsdale
7496 E Tierra Buena Ln, Scottsdale, AZ 85260
Public
KG - 12
No
STUDENTS/TEACHERS
0/10
Plc Arts Academy at Scottsdale Inc.
7214 E Jenan Dr, Scottsdale, AZ 85260
Public
KG - 4
No
STUDENTS/TEACHERS
0/10
St John XXIII Catholic School Community
16235 N 60th St, Scottsdale, AZ 85254
Private
KG - 8
Yes
22:1 STUDENTS/TEACHERS
0/10
Ville de Marie Academy
7940 E Roosevelt St, Scottsdale, AZ 85257
Private
KG - 12
No
10:1 STUDENTS/TEACHERS
0/10
Rainbow Montessori School - Voltaire
6402 E Voltaire Ave, Scottsdale, AZ 85254
Private
KG - KG
Yes
1:1 STUDENTS/TEACHERS
0/10
Rainbow Montessori School - Cactus
6520 E Cactus Rd, Scottsdale, AZ 85254
Private
PK - KG
Yes
1:1 STUDENTS/TEACHERS
Name
Category
Grades
Library
Ratio
10/10
Basis Scottsdale
11440 N 136th St, Scottsdale, AZ 85259
Public
5 - 12
No
STUDENTS/TEACHERS
10/10
Cheyenne Traditional Elementary School
13636 N 100th St, Scottsdale, AZ 85260
Public
KG - 8
No
24:1 STUDENTS/TEACHERS
10/10
Desert Shadows Middle School
5858 E Sweetwater Ave, Scottsdale, AZ 85254
Public
7 - 8
No
24:1 STUDENTS/TEACHERS
9/10
Foothills Academy
7191 E Ashler Hills Dr, Scottsdale, AZ 85266
Public
KG - 12
No
STUDENTS/TEACHERS
9/10
Copper Ridge Elementary School
10101 East Thompson Peak Parkw, Scottsdale, AZ 85255
Public
PK - 8
No
20:1 STUDENTS/TEACHERS
9/10
Mountainside Middle School
11256 N 128th St, Scottsdale, AZ 85259
Public
6 - 8
No
22:1 STUDENTS/TEACHERS
9/10
Desert Canyon Middle School
10203 E Mcdowell Mountain Ranch Rd, Scottsdale, AZ 85255
Public
6 - 8
No
21:1 STUDENTS/TEACHERS
9/10
Cocopah Middle School
6615 E Cholla St, Scottsdale, AZ 85254
Public
6 - 8
No
22:1 STUDENTS/TEACHERS
8/10
Great Hearts Academies - Scottsdale Preparatory
7496 E Tierra Buena Ln, Scottsdale, AZ 85260
Public
5 - 12
No
STUDENTS/TEACHERS
8/10
Freedom Academy
15014 N 56th St, Scottsdale, AZ 85254
Public
KG - 8
No
STUDENTS/TEACHERS
8/10
Mohave Middle School
8490 E Jackrabbit Rd, Scottsdale, AZ 85250
Public
6 - 8
No
20:1 STUDENTS/TEACHERS
5/10
Sunrise Middle School
4960 E Acoma Dr, Scottsdale, AZ 85254
Public
7 - 8
No
17:1 STUDENTS/TEACHERS
5/10
Arcadia Neighborhood Learning Center
4330 N 62nd St, Scottsdale, AZ 85251
Public
KG - 8
No
19:1 STUDENTS/TEACHERS
5/10
Scottsdale Online Learning
7601 East Oak St, Scottsdale, AZ 85257
Public
KG - 12
No
12:1 STUDENTS/TEACHERS
1/10
Salt River High School
4827 N Country Club Dr, Scottsdale, AZ 85256
Public
7 - 12
No
STUDENTS/TEACHERS
0/10
Rancho Solano Preparatory School - Ventura Ca
9180 E Via de Ventura, Scottsdale, AZ 85258
Private
6 - 12
Yes
7:1 STUDENTS/TEACHERS
0/10
Rancho Solano Prepatory School
9180 E Via de Ventura, Scottsdale, AZ 85258
Private
6 - 12
Yes
7:1 STUDENTS/TEACHERS
0/10
Howard S Gray Education Program
7575 E Earll Dr, Scottsdale, AZ 85251
Private
7 - 12
No
3:1 STUDENTS/TEACHERS
0/10
Our Lady of Perpetual Help School
3801 N Miller Rd, Scottsdale, AZ 85251
Private
KG - 8
Yes
17:1 STUDENTS/TEACHERS
0/10
Devereux
6436 E Sweetwater Ave, Scottsdale, AZ 85254
Private
1 - 12
No
10:1 STUDENTS/TEACHERS
0/10
International School of Arizona
9128 E San Salvador Dr Ste 100, Scottsdale, AZ 85258
Private
PK - 7
Yes
10:1 STUDENTS/TEACHERS
0/10
Arizona International Academy
12430 N Scottsdale Rd, Scottsdale, AZ 85254
Private
4 - 9
Yes
6:1 STUDENTS/TEACHERS
0/10
Bella Vista College Prepratory School
33401 N. 56th St., Scottsdale, AZ 85266
Private
4 - 12
Yes
10:1 STUDENTS/TEACHERS
0/10
Pardes Jewish Day School
12753 N Scottsdale Rd, Scottsdale, AZ 85254
Private
KG - 8
Yes
8:1 STUDENTS/TEACHERS
0/10
Gateway Academy
9659 N Hayden Rd, Scottsdale, AZ 85258
Private
1 - 12
Yes
4:1 STUDENTS/TEACHERS
0/10
Brightmont Academy
6990 E Shea Blvd Ste 120, Scottsdale, AZ 85254
Private
6 - 12
No
2:1 STUDENTS/TEACHERS
0/10
El Dorado Private School
20624 N 76th St, Scottsdale, AZ 85255
Private
PK - 8
Yes
5:1 STUDENTS/TEACHERS
0/10
Thunderbird Christian Elementary School
7440 E Sutton Dr, Scottsdale, AZ 85260
Private
KG - 8
Yes
13:1 STUDENTS/TEACHERS
0/10
Shepherd of the Desert Lutheran School
9590 E Shea Blvd, Scottsdale, AZ 85260
Private
PK - 8
Yes
10:1 STUDENTS/TEACHERS
0/10
Mission Montessori Academy
12990 E Shea Blvd, Scottsdale, AZ 85259
Public
KG - 8
No
STUDENTS/TEACHERS
0/10
Integrity Education Centre
7425 E Culver St, Scottsdale, AZ 85257
Public
KG - 12
No
STUDENTS/TEACHERS
0/10
Freedom Academy North
28700 N Pima Rd, Scottsdale, AZ 85266
Public
KG - 8
No
STUDENTS/TEACHERS
0/10
Great Hearts Academies - Archway Scottsdale
7496 E Tierra Buena Ln, Scottsdale, AZ 85260
Public
KG - 12
No
STUDENTS/TEACHERS
0/10
Supai Middle School
6720 E Continental Dr, Scottsdale, AZ 85257
Public
6 - 8
No
20:1 STUDENTS/TEACHERS
0/10
St John XXIII Catholic School Community
16235 N 60th St, Scottsdale, AZ 85254
Private
KG - 8
Yes
22:1 STUDENTS/TEACHERS
0/10
Ville de Marie Academy
7940 E Roosevelt St, Scottsdale, AZ 85257
Private
KG - 12
No
10:1 STUDENTS/TEACHERS
0/10
The New Foundation-Marion Burton School
1200 N 77th St, Scottsdale, AZ 85257
Private
6 - 12
No
7:1 STUDENTS/TEACHERS
Name
Category
Grades
Library
Ratio
10/10
Basis Scottsdale
11440 N 136th St, Scottsdale, AZ 85259
Public
5 - 12
No
STUDENTS/TEACHERS
9/10
Foothills Academy
7191 E Ashler Hills Dr, Scottsdale, AZ 85266
Public
KG - 12
No
STUDENTS/TEACHERS
9/10
Desert Mountain High School
12575 E Via Linda, Scottsdale, AZ 85259
Public
9 - 12
No
23:1 STUDENTS/TEACHERS
9/10
Saguaro High School
6250 N 82nd St, Scottsdale, AZ 85250
Public
9 - 12
No
21:1 STUDENTS/TEACHERS
8/10
Great Hearts Academies - Scottsdale Preparatory
7496 E Tierra Buena Ln, Scottsdale, AZ 85260
Public
5 - 12
No
STUDENTS/TEACHERS
8/10
Horizon High School
5601 E Greenway Rd, Scottsdale, AZ 85254
Public
9 - 12
No
26:1 STUDENTS/TEACHERS
8/10
Cactus Shadows High School
5802 East Dove Valley Rd, Scottsdale, AZ 85266
Public
9 - 12
No
24:1 STUDENTS/TEACHERS
5/10
Scottsdale Online Learning
7601 East Oak St, Scottsdale, AZ 85257
Public
KG - 12
No
12:1 STUDENTS/TEACHERS
3/10
Coronado High School
7501 E Virginia Ave, Scottsdale, AZ 85257
Public
9 - 12
No
16:1 STUDENTS/TEACHERS
1/10
Salt River High School
4827 N Country Club Dr, Scottsdale, AZ 85256
Public
7 - 12
No
STUDENTS/TEACHERS
0/10
Rancho Solano Preparatory School - Ventura Ca
9180 E Via de Ventura, Scottsdale, AZ 85258
Private
6 - 12
Yes
7:1 STUDENTS/TEACHERS
0/10
Rancho Solano Prepatory School
9180 E Via de Ventura, Scottsdale, AZ 85258
Private
6 - 12
Yes
7:1 STUDENTS/TEACHERS
0/10
Salt River Accelerated Learning Academy
10000 E Mcdowell Rd, Scottsdale, AZ 85256
Public
9 - 12
No
STUDENTS/TEACHERS
0/10
Evit - Coronado High School
7501 E Virginia Ave, Scottsdale, AZ 85257
Public
9 - 12
No
STUDENTS/TEACHERS
0/10
Evit - Saguaro High School
6250 N 82nd St, Scottsdale, AZ 85250
Public
9 - 12
No
STUDENTS/TEACHERS
0/10
Howard S Gray Education Program
7575 E Earll Dr, Scottsdale, AZ 85251
Private
7 - 12
No
3:1 STUDENTS/TEACHERS
0/10
Devereux
6436 E Sweetwater Ave, Scottsdale, AZ 85254
Private
1 - 12
No
10:1 STUDENTS/TEACHERS
0/10
Thunderbird Adventist Academy
7410 E Sutton Dr, Scottsdale, AZ 85260
Private
9 - 12
Yes
12:1 STUDENTS/TEACHERS
0/10
Notre Dame Preparatory
9701 E Bell Rd, Scottsdale, AZ 85260
Private
9 - 12
Yes
14:1 STUDENTS/TEACHERS
0/10
Bella Vista College Prepratory School
33401 N. 56th St., Scottsdale, AZ 85266
Private
4 - 12
Yes
10:1 STUDENTS/TEACHERS
0/10
Gateway Academy
9659 N Hayden Rd, Scottsdale, AZ 85258
Private
1 - 12
Yes
4:1 STUDENTS/TEACHERS
0/10
Brightmont Academy
6990 E Shea Blvd Ste 120, Scottsdale, AZ 85254
Private
6 - 12
No
2:1 STUDENTS/TEACHERS
0/10
Evit - Desert Mountain High School
12575 E Via Linda, Scottsdale, AZ 85259
Public
9 - 12
No
STUDENTS/TEACHERS
0/10
West-Mec - Horizon High School
5601 E Greenway Rd, Scottsdale, AZ 85254
Public
9 - 12
No
STUDENTS/TEACHERS
0/10
Integrity Education Centre
7425 E Culver St, Scottsdale, AZ 85257
Public
KG - 12
No
STUDENTS/TEACHERS
0/10
Great Hearts Academies - Archway Scottsdale
7496 E Tierra Buena Ln, Scottsdale, AZ 85260
Public
KG - 12
No
STUDENTS/TEACHERS
0/10
Ville de Marie Academy
7940 E Roosevelt St, Scottsdale, AZ 85257
Private
KG - 12
No
10:1 STUDENTS/TEACHERS
0/10
The New Foundation-Marion Burton School
1200 N 77th St, Scottsdale, AZ 85257
Private
6 - 12
No
7:1 STUDENTS/TEACHERS
Show More
Amenities & Attractions
Restaurants
Home Services
Health & Medical
Local Services
Shopping
Recreation
Arts & Entertainment
Food
Beauty
Event Planning & Services
Automotive
Religious Organizations
Financial Services
Professional Services
Travel
Education
Local Media
-
La Torretta Ristorante
16640 N Scottsdale Rd, Scottsdale, AZ 85254
Italian Phone: 480-991-2000
-
McDonald’s
4830 E Bell Rd, Scottsdale, AZ 85254
Fast Food Phone: 602-493-8224
-
Benedict’s
5555 E Bell Rd, Scottsdale, AZ 85254
Breakfast & Brunch Phone: 602-992-3337
-
Wendy’s
4915 N Pima Rd, Scottsdale, AZ 85251
Fast Food Phone: 480-362-1274
-
Taco Bell
4854 East Bell Road, Scottsdale, AZ 85254
Fast Food Phone: 602-971-7131
-
Subway
13802 N Scottsdale Rd, Scottsdale, AZ 85254
Fast Food Phone: 480-443-1332
Have questions about Scottsdale?
Ask me about homes, pricing trends, school options, commute, or the best streets to focus on. I'm happy to share local insights and help you narrow down the right fit.
Featured Listings
For Sale (3552)
For Sold (53155)
Active2 Beds2 Baths1,349 SqFt7207 N VIA DE PAESIA --, Scottsdale, AZ 85258
Listed by Haley M Szabo of W and Partners, LLC
Active4 Beds2.5 Baths3,413 SqFt9470 E BLOOMFIELD Road, Scottsdale, AZ 85260
Listed by Leah O'Toole of W and Partners, LLC
Active3 Beds2 Baths1,528 SqFt12016 N 68TH Street, Scottsdale, AZ 85254
Listed by Desarae Puchta of W and Partners, LLC
Active1 Bed1.5 Baths1,262 SqFt15215 N KIERLAND Boulevard #108, Scottsdale, AZ 85254
Listed by M Kim Abbott of W and Partners, LLC
Price Dropped by $100K4 Beds4 Baths3,097 SqFt30513 N 144TH Street, Scottsdale, AZ 85262
Listed by Tiffany Pettit of W and Partners, LLC
Open Sat 11AM-2PM3 Beds2.5 Baths1,608 SqFt3958 N GRANITE REEF Road, Scottsdale, AZ 85251
Listed by Liza M Deer of HomeSmart
FAQs
To help you make informed decisions, we've compiled answers to some of the most commonly asked questions.
How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.
What's included in my monthly mortgage payment?
Your monthly mortgage payment typically includes principal, interest, property taxes, and homeowners insurance (often abbreviated as PITI). Depending on your loan, it may also include private mortgage insurance (PMI), homeowners association (HOA) fees, or other costs.
What is a 2-1 buydown, and how does it work?
A 2-1 buydown is a type of mortgage financing that temporarily lowers your interest rate for the first two years of the loan. In the first year, your rate is reduced by 2%, and in the second year, it's reduced by 1%. After that, your rate adjusts to the original agreed-upon rate for the remainder of the loan.
Who pays for the 2-1 buydown—the buyer, the seller, or the lender?
The cost of a 2-1 buydown can be paid by the buyer, seller, or lender, depending on the agreement. Often, sellers offer to pay for the buydown as an incentive to attract buyers, especially in a slower market. Buyers can also choose to pay for it themselves if they want lower initial payments.
What are closing costs, and how much should I expect to pay?
Closing costs are fees associated with finalizing your home purchase, including loan origination fees, title insurance, appraisal fees, and more. They typically range from 2% to 5% of the home's purchase price. Some costs may be negotiable, and in certain cases, sellers may agree to cover part of them.
How does my credit score affect my mortgage rate?
Your credit score plays a significant role in determining your mortgage rate. A higher score typically qualifies you for lower interest rates, which can save you thousands of dollars over the life of your loan. If your score is lower, you may still qualify for a loan, but at a higher rate.
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